Machine Earning Summit Debates Personal AI Agents and Agentic Commerce in San Francisco

Personal agents dominated the Machine Earning AI Summit in San Francisco, where founders and investors debated how AI agents will reshape finance and commerce.

Speakers predicted that people will spend 40% of their digital time using assistants within a year, rising to 90% within five years, according to Town CEO Jean-Denis Greze.

Panelists also stressed that consumers remain uncomfortable letting agents make purchases directly, with guardrails such as spend limits still being built.